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business loan
If you need working capital, please choose: Business loan
Permanent credit facility
The credit facility's term reaches 10 years at most and can be renewed upon maturity.
Borrowing and repayment at any time
24/7 self-help borrowing and repayment on telephone and Internet without approval or going to banks
High credit limit
The amount of the loan can reach 180% of the property's value.
Flexible repayment
Customers can decide the borrowing and repayment time, amount and term according to their demand.
Interest-free repayment period
Credit card users enjoy an interest-free repayment period of 50 days at the longest.
Applicable for:
Stable SMEs and the self-employed with good credit record
Able to provide real estate or other compliant pledges
All the contents stated above are for your reference only. Please consult the local branch of China Merchants Bank for further information. China Merchants Bank reserves the ultimate right of interpretation for the contents in this page.