If you want to repay your loan at a fixed interest rate, you can apply for fixed-interest-rate repayment.
After you apply for the service, during the term of the service, the interest rate of your loan will be fixed and will remain unaffected by the fluctuation of the market benchmark interest rate. Therefore, the monthly installment is fixed, decreasing the risk of interest rate fluctuations.
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The interest rate will be fixed and remain unaffected by any interest rate fluctuation, stabilizing the monthly installment.
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It is applicable for first- and second-hand housing loans and commercial property purchase loans and personal car loans.
Note:
All the contents stated above are for your reference only. Please consult the local branch of China Merchants Bank for further information. China Merchants Bank reserves the ultimate right of interpretation for the contents in this page.