Advantages of CMB’s 'Golden Life' Collective EA Plans
Strong brand : With a high amount of registered capital, we were listed on China’s A-share and Hong Kong’s H-share stock exchanges in 2002 and 2006 respectively. As China’s first EA service provider, we have participated in establishing almost all of China’s EA regulations and standards. Qualified to provide a complete range of EA services, we leadChina’s EA market. In 2005, we launched the ‘Golden Life’ pension brand to offer a complete range of professional, efficient and high quality pension services as part of our commitment to changing for you.
High quality and efficient services: Our total EA solution provides an EA fund management model that centralizes operations and localizes services. The solution enables you to inquire about your EA funds through the Internet, telephone, banking outlets, ATMs, and bank statements (for double-currency EA credit cards).
Professional investment decisions: Comprising CMB’s experienced professional, our investment team develops effective investment strategies to increase EA value over the long term.
Objective assessment and supervision: By separating trustee services from investment management under an internationally accepted model, we fairly and objectively assess and supervise investment managers. This model helps stimulate and level the playing field for investment managers to maximally protect the interests of trustors.
Flexible investment switching: We allow customers to revise their investment portfolio twice a year. This approach enables the trustor and individual employees to choose their preferred objects of investment and helps them avoids increasing transaction costs due to frequent changes.
No worries for resigned employees: We retain the original individual accounts of resigned employees and design an investment portfolio in the currency category for these accounts. As well as easing the enterprise’s management burden, this solution can increase the value of EA assets in the accounts of resigned employees.
CMB’s Golden Life Rongxiang Collective EA Plan
Registration No.: 99JH20110031
Trustee: China Merchants Bank
Account manager: China Merchants Bank
Investment managers: PICC AMC, Taikang AMC, CITIC Securities, Guotai AMC, and ICBC Credit Suisse Asset Management
Custodian: Bank of China
Investment Portfolio |
Investment Manager |
Risk-Return Level |
Standardized PICC portfolio |
PICC AMC |
Steady return and medium risk |
Standardized Taikang portfolio |
Taikang AMC |
Standardized CITIC portfolio |
CITIC Securities |
Standardized Guotai portfolio |
Guotai AMC |
PICC bond portfolio |
PICC AMC |
Medium return and low risk |
ICBC Credit Suisse bond portfolio |
ICBC Credit Suisse Asset Management |
Medium return and low risk |
PICC currency portfolio |
PICC AMC |
Steady return and low risk |
PICC savings portfolio |
PICC AMC |
Steady return and low risk |
CMB’s Golden Life Zunxiang Collective EA Plan
Registration No.: 99JH20110030
Trustee: China Merchants Bank
Account manager: China Merchants Bank
Investment managers: Bosera Fund, Yinhua Fund, Guotai AMC, Taikang AMC, and CITIC Securities
Custodian: China Minsheng Banking Corp.
Investment Portfolio |
Investment Manager |
Risk-Return Level |
Standardized Bosera portfolio |
Bosera Fund |
Steady return and medium risk |
Standardized Yinhua portfolio |
Yinhua Fund |
Standardized Guotai portfolio |
Guotai AMC |
Standardized Taikang portfolio |
Taikang AMC |
Standardized CITIC portfolio |
CITIC Securities |
Guotai bond portfolio |
Guotai AMC |
Medium return and low risk |
Guotai currency portfolio |
Guotai AMC |
Steady return and low risk |
Guotai savings portfolio |
Guotai AMC |
Steady return and low risk |
Information on this page is for your reference only and may differ from the announcements and specific rules issued by our local sales outlets.
CMB’s Golden Life Lexiang Collective EA Plan
Registration No.: 99JH20110032
Trustee: China Merchants Bank
Account manager: China Merchants Bank
Investment managers: Harvest Fund, China AMC, China Merchants Fund, Bosera Fund, Taikang AMC, and CITIC Securities
Custodian: China CITIC Bank
Investment Portfolio |
Investment Manager |
Risk-Return Level |
Standardized Harvest portfolio |
Harvest Fund |
Steady return and medium risk |
Standardized China Merchants portfolio |
China Merchants Fund |
Standardized China AMC portfolio |
China AMC |
Standardized Bosera portfolio |
Bosera Fund |
Standardized Taikang portfolio |
Taikang AMC |
Standardized CITIC portfolio |
CITIC Securities |
Bosera bond portfolio |
Bosera Fund |
Medium return and low risk |
China Merchants currency portfolio |
China Merchants Fund |
Steady return and low risk |
China Merchants savings portfolio |
China Merchants Fund |
Steady return and low risk |
Note:
All the contents stated above are for your reference only. Please consult the local branch of China Merchants Bank for further information. China Merchants Bank reserves the ultimate right of interpretation for the contents in this page.