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1
Personal Loan Calculator
CMB provides flexible repayment arrangements and wealth management services. CMB offer tailored financial products with higher yield rates than current interest rates on loans. Please call 95555 or visit any CMB branch for details.
Constant repayment
Loan category
Personal consumption loan
Personal mortgage loan
Principal
Yuan (RMB)
Term
Year (1-30)
Annual interest rate
(%)
Monthly installment
Constant amortization repayment
Loan category
Personal consumption loan
Personal mortgage loan
Principal
Yuan (RMB)
Term
Year (1-30)
Annual interest rate
(%)
Number of repaid installments
Month
Next installment
Repaying interest on a monthly basis and principal upon maturity
Principal
Yuan (RMB)
Time of calculation
Year
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
2030
2031
2032
2033
2034
2035
2036
2037
2038
2039
2040
2041
2042
2043
2044
2045
2046
2047
2048
2049
2050
2051
2052
2053
2054
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Month
1
2
3
4
5
6
7
8
9
10
11
12
Annual interest rate
(%)
Monthly interest payment
Principle: The borrower fully repays the principal on the maturity (applies to loans of less than 1 year (inclusive)).The interest is calculated on a daily basis and repaid on a monthly basis. The interest settlement date is the 21st day each month. If the borrower defaults on the repayment of principal or interest for over 90 days, the borrower shall repay the principal, compound interest, penalty interest, and overdue interest in sequence.