Prearranged Redeposit Service
You only need to sign an All-in-one-card Account Redeposit Agreement Form with any CMB banking offices in the city where you opened your account, CMB will automatically act upon the conditions stipulated in the Agreement, change your current savings into Time Deposit, or renew matured Time Deposit, or put your matured Time Deposit into current savings account.

Service Features 
1. Many forms of deposit offered to facilitate fund accumulation and appreciation;
2. No limit for the amount of proceeds set to be automatically transferred from Current savings account into Time Deposit.
3. Many flexible ways to redeposit matured fixed deposit, such as "principal and interest for Time Deposit," "principal for Time Deposit, interest for current savings," and "principal and interest for current savings."
4. After the Agreement signed, all the transactions will be done by CMB according to Agreement automatically. It saves your time and energy.

Automatic Renewal of Time Deposit
When your Time Deposit matures, CMB is able to automatically renew your Time deposit principal plus due interest (after interest tax) for another same time term.

Service Features
1. Easy way to manage your savings;
2. When Time Deposit in your All-in-one-card or your Time Deposit Receipt matures, bank system will automatically renew the principal plus due interest (after interest tax) for the same time term;
3. After renewal, you may turn it into current savings via self-service channels such as Telephone Banking service (Call Centre, service phone No.95555) without coming to counters in person.
 

Self-service Redeposit
you can use our Telephone Banking (Call Centre, service phone No.95555), ATMs, Self-service Banking Terminals and Personal Internet Banking service to Redeposit by yourself.

Service Features
1. High autonomy: You can initiate a transaction any time by yourself;
2. Convenient and efficient: You may transfer proceeds between your intra-city accounts held with China Merchants Bank via various service channels offered by CMB.
3. Easily managing your proceeds: Through non-over-the-counter service channels (within same city) provided by China Merchants Bank, you can transfer RMB fixed deposits (e.g. Time Deposit, Multi-deposit Time Deposit, and Educational Deposit) or foreign currencies fixed deposits into current savings accounts registered under the same resident ID number, or vice versa. (However, the self-help services to transfer matured Multi-deposit Single-withdrawal Deposit and Educational Deposits to current savings accounts are not available for the time being).

 
How to Apply
Please carry your ID and your All-in-one-card to any banking offices of China Merchants Bank's, sign a "China Merchants Bank Letter of Entrustment for Prearranged Redeposit," and apply for prearranged redeposit service;
If you apply for others, both your and their ID together with the bank card must be presented.

Service Channels
Application Channel: any CMB banking offices in the same city where you opened your current account