Service Features How to apply Service Channels
"Fixed deposit receipt" is an account that China Merchants Bank offers to the public for the management of personal fixed deposits.
Service Features
- Fixed deposit receipt whose withdrawal is protected by password is honored at any banking offices of China Merchants Bank within the same city of issuance.
- Fixed deposit receipt account information inquiry is not available through channels such as ATM, self-service banking terminals, and Call Centre (Service phone No.:95555)
- Deposits in different currencies do not share the same receipt.
- Automatic renewal service when due provided to avoid interest loss.
- Partial withdrawal of principal in advance is allowed for once only throughout the deposit term.
- In case of emergency, collateral loan against fixed deposit receipt is provided.
How to apply
Please carry your valid identity documents to a banking office of China Merchants Bank for issuance of such fixed deposit receipt. The agents applying on behalf of the others should also present their own ID papers.

Service Channels
All banking offices of China Merchants Bank
