·Service Features
·Functions Overview
·Service Channels
·How to Apply
Personal Internet Banking General Edition is a personal on-line banking and fund management software developed by China Merchants Bank based on Internet.
With your bankcard account or bankbook account, you can avail yourself of the following personal banking services through Personal Internet Banking Service General Edition: checking account balance and transactions, proceeds transferring, and changing password. With this service, clients can also access services such as Internet payment card, self-help top-up of their mobile phone and fee payment, government bonds investment, as well as personal consumption loan.
Service Features
Convenience
·All China Merchants Bank clients are entitled to this service without further application.
·Clients' banking need is satisfied by China Merchants Bank's official website around-the
-clock.
Security
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China Merchants Bank's website (www.cmbchina.com) has been certified by VERISIGN Company, the most authoritative network security firm in the world. |
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All data have been multi-layer encrypted before transmission on-line, so it it safe and reliable. |
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No personal account information and transaction record is saved on clients' computer, which prevents unauthorized accession by a third party.
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Functions Overview
1. Banking services offered by CMB to our bankcard and bankbook clients including:
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Inquiry: checking account balance, daily transactions and transaction history record, transaction details of credit card in the passing four months; inquiry of credit card account information including amount due, current period minimum payback amount, overdue minimum payback amount, previous period payback date, previous period payback amount, etc. |
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Transfer: Transferring funds between current savings accounts and fixed deposit under "All-in-one-card," transferring fund between accounts under "All-in-one-card" and Internet payment Card, transferring fund between "All-in-one-card" accounts and bankbook accounts (over-the-counter application required), transferring fund from "All-in-one-card" accounts for payback of credit card accounts, transferring fund between bank accounts and accounts at securities dealers' (over-the-counter application required), transfer of call deposit. |
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Report of Loss: In case of losing "All-in-one-card" or bankbook, the clients may block the accounts temporarily via Internet Banking ; report of loss in writing is required within five days after it. |
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Changing password: Clients are allowed to change their inquiry password and withdrawal password via Internet banking. |
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Financial Analysis: Provides clients financial analysis based on their historical account information. |
2. Fee payment via Internet: pay mobile phone service fee, paging service fee, landline telephone service fee, and community IC card fee through "All-in-one-card" and bankbook
3. Application for Internet payment Card: The service is available right after application.
4. Internet payment Card fund management: Inquiry of Internet payment account balance and transaction details; inquiry of on-line order; transfer and changing password.
5. Government bond investment: Inquiring and purchasing government bonds through "All-in-one-card."
6. Shenzhouxing SIM card top-up: Top-up Shenzhouxing mobile phone SIM card through "All-in-one-card". Clients can apply, cancel the function.
7. Applying for personal consumption loan: Clients can apply for personal housing mortgage loan, personal automobile loan, government bonds certificate collateral loan, and persona deposit collateral loan.
Service Channels
Internet
How to Apply
No application needed, service available after log-in.
