There are three major modes of remittance:
·Telegraphic Transfer (T/T): Fast and safe, but at higher cost;
·Mail Transfer (M/T): Slower, but at lower cost;
·Demand Draft (D/D): Suitable for cash on delivery trade.

They can be further divided into inward remittance and outward remittance based on the direction of fund movement.

Outward Remittance (making payment)
Upon your instructions, China Merchants Bank (CMB) will transfer your proceeds through T/T, M/T or D/D to the overseas beneficiary you designate.

Inward Remittance (receiving payment)
For the sake of your safe and quick reception of the remittance, we suggest that you request the overseas remitter to send the proceeds through T/T, the safest and quickest means.
In a cash-on-delivery cross-boarder trade scenario, you may request the overseas remitter to choose a correspondent bank of CMB, and issue a draft drawn on CMB as the paying bank.

Please follow China Merchants Bank Inward Remittance Guide, and inform the overseas remitter of your account information.

China Merchants Bank Inward International Remittance Guide

To ensure your quicker reception of remittance, please follow the guide below, and request the overseas remitter to precisely provide pertinent details:

For Inward US Dollar Remittance

Please instruct your banker to transfer the USD funds (by T/T via CHIPS) as follows: Correspondent: Citibank N.A., New York (CHIPS ABA: 0008) (the name of our correspondent and its CHIPS ABA number or SWIFT code) Beneficiary's Bank: China Merchants Bank, H. O. Shenzhen (CHIPS UID: 298375)__________ (our bank name and our CHIPS UID) Beneficiary's a/c no.: _____________________________________________________ (Beneficiary's All-in-one-card account number, bankbook account number or corporate USD account number) Beneficiary: ________________________________________________________ (Beneficiary's account name: Mandarin Chinese Pinyin for personal name; English for corporate name) Remarks : /TELE/pay through CMB________________________________________(city)Branch (Please fill in here the name of branch where you opened your account )

Example (receiving payment from South Africa)

Mr.Zhang Shan has opened an account at CMB Zengcheng Sub-branch of CMB. He is expecting to receive USD1,000 from his uncle in South Africa. Mr. Zhang has an All-in-one-card account at CMB. His card number is 0020-12345678. So Mr. Zhang tells his uncle to provide his bank with the following instructions for the remittance: Quote Please instruct your banker to transfer USD 1000 (by T/T via CHIPS) as follows: Correspondent: Citibank N.A. New York (CHIPS ABA 0008) Beneficiary's Bank: China Merchants Bank, H. O. Shenzhen (CHIPS UID 298375) Beneficiary’s a/c no.: 0020-12345678 Beneficiary: Zhang Shan Remarks: /TELE/pay through CMB ZengCheng, Guangzhou Branch Unquote

Inward Remittance in Other Currencies

Please instruct your banker to transfer the funds by T/T as follows: Correspondent:__________ (bank), ___________(city) SWIFT Code __________* (the name of our correspondent and its SWIFT code) Beneficiary's Bank: China Merchants Bank, H. O. Shenzhen SWIFT: CMBCCNBS or a/c no._________________________________________ * (our bank name and our SWIFT code/Account number) Beneficiary's a/c no.: _________________________________________________ (Beneficiary’s All-in-one-card account number, bankbook account number or corporate USD account number) Beneficiary: _______________________________________________________ (Beneficiary’s account name: Mandarin Chinese Pinyin for personal name; English for corporate name) Remarks: /TELE/pay through CMB_____________________________ (city) Branch *Please select from "China Merchants Bank Correspondents"

China Merchants Bank's Correspondents
SWIFT: CMBCCNBS

2008

币种 Currency	银行名称 Bank name	银行帐号A/C No.	代码 SWIFT
港币  HKD	The Hongkong & Shanghai Banking Corp.Ltd., Hong Kong    汇丰银行, 香港	600-702153-001	HSBCHKHH
港币  HKD	Standard Chartered Bank,  Hong Kong    渣打银行，香港	447-094-0258-1	SCBLHKHH
港币  HKD	Bank of China， Hong Kong    中国银行，香港	01287560102920	BKCHHKHH
港币  HKD	China Merchants Bank, Hong Kong  招商银行香港分行	20028688	CMBCHKHH
美元  USD	Bank of China， New York    中国银行，纽约	01000133	BKCHUS33
美元  USD	China Merchants Bank, Hong Kong  招商银行香港分行	20028939	CMBCHKHH
美元  USD	Citibank N.A., New York    花旗银行，纽约	36153383	CITIUS33
美元  USD	JPMorgan Chase Bank，New York  摩根大通银行，纽约	544-7-11070	CHASUS33
美元  USD	Deutsche Bank Trust Company Americas  德意志信孚银行	04-409-137	BKTRUS33
美元  USD	American Express Bank 美国运通银行	730838	AEIBUS33
美元  USD	Bank of New York Mellon， New York 纽约银行梅隆公司，纽约	890-0613-831	IRVTUS3N
美元  USD	The HongKong & Shanghai Banking Corp. Ltd. Hong Kong    汇丰银行, 香港	600-702153-230	HSBCHKHH
欧元  EUR	Deutsche Bank AG, Frankfurt 德意志银行，法兰克福	951226010	DEUTDEFF
欧元  EUR	Dresdner Bank AG，Frankfurt 德累斯登银行，法兰克福	8 025 459 00	DRESDEFF
欧元  EUR	Bank of China, Frankfurt 中国银行, 法兰克福	1001217007	BKCHDEFF
欧元  EUR	ING BANK N.V.，Brussels 荷兰安智银行，布鲁塞尔	301.0179758.01	BBRUBEBB
英磅  GBP	Barclays Bank Plc., London 巴克莱银行，伦敦	90257613	BARCGB22
日元  JPY	The Bank of Tokyo-Mitsubishi ltd.,  Tokyo 东京三菱银行，东京	653-0408069	BOTKJPJT
日元  JPY	Mizuho Corporate Bank, ltd Tokyo 日本瑞穗实业银行，东京	4421180	MHCBJPJT
澳元  AUD	Australia and New Zealand Banking Corp., Melbourne 澳新银行，墨尔本	315275AUD00001	ANZBAU3M
新加坡元 SGD	Bank of China， Singapore 中国银行，新加坡	2101-217-401	BKCHSGSG
新加坡元  SGD	DBS Bank, Singapore 星展银行，新加坡	037-003523-8	DBSSSGSG
加元 CAD	Bank of Montreal, Toronto 蒙特利尔银行，多伦多	3144-1021-052	BOFMCAT2
瑞士法郎  CHF	UBS AG，Zurich 瑞士联合银行，苏黎世	85579.05 F	UBSWCHZH80A

(The above information is subjected to further updating; please contact the China Merchants Bank before using it.）