Solutions for Electronic Financial Cash Management

This is an age of information, and the one who can understand his or her own financial status in the quickest and the most directly perceived way is sure to more effectively capture business opportunities. The China Merchants Bank's On-line Corporate Banking service offers "Solutions for Electronic Financial Cash Management," which helps corporate clients to realize real-time, directly perceived and comprehensive account information management.

Balance of Account Real-time Inquiry
Inquiry of real-time balance in each of your account, anytime, anywhere. For a group corporation or anyone with more than one account, the system can automatically sum up the total amount of cash controllable or maneuverable.

Free Viewing of Transaction History
The possibility to view history account information that starts and ends at any given time, making it more convenient for financial managers to check and collate accounting books.

Conditional Inquiry and Intellectual Search
Quickly search pieces of account information that match given criteria (such as value, time period and name) to enhance searching efficiency.

Clear and Direct View of Payer/Beneficiary Information
Detailed information columns contains name of Payer/Beneficiary, account number, brief description, sources of fund, etc., to facilitate the management of accounts receivable.

Flexible Means to Save/Print Accounting Tables
All information can be inquired, printed or saved in your PC to facilitate filing and further data processing.

Solutions to Support Corporate Finance System or ERP System

Corporate finance system and ERP system are getting more and more popular amid increasingly fast development in technology and the informationization process. The China Merchants Bank's On-line Corporate Banking provides "Solutions to Support Corporate Finance System or ERP System." The solutions, through direct connection between corporate finance system or ERP system and On-line Banking system, helps improve the working efficiency of the bank's corporate clients and eliminate much of the repetitive manual workload.

1.	Electronic process of settlement enables higher efficiency in financial operations.
2.	Pre-configured list of beneficiaries and salary roster saves tabulating time.
3.	Frequent settlement and transfer of account needs no more than simple updating from original records.
4.	Hundreds counts of settlement operations can be accomplished within seconds.
5.	Eliminate human errors in manually prepared bills and notes.

Provide Standard Port for Interconnection with Corporate Finance System

1.	With standard data ports for account information inquiry, transfer of account and settlement, salary payout, and L/C.
2.	Files in storage can be encrypted to prevent unauthorized alteration.
3.	Related data in corporate procurement system or inventory management system can be quoted to prepare files for external payment.
4.	Related data in corporate human resources management system can be quoted to prepare salary roster file.
5.	Statement of account prepared by the bank can be downloaded and imported into corporate finance system to realize electronic collating.

Supports for Corporate ERP System

1.	Bank information notification system can instantly notify, and the information can be transmitted into corporate internal servers through on-line interconnection, and activate pertinent order forms; and the corporate ERP system may based on this information to order delivery or procurement.
2.	Fully electronic management of accounts receivable and accounts payable.

Solutions for Bank-Corporate Information Interaction

In the process of information exchanges between the banks and their corporate clients, the clients, more often than not, need to initiate inquiry request. However, due to time lags, this practice usually cannot satisfy the clients' instantaneity requirement for the information. The China Merchants Bank introduced the "Solutions for Bank-Corporate Information Interaction" to solve this problem. By installing the client software of the Bank Information Notification System, the corporate clients may receive on-line the arrival-at-account message and payment-settled message that the bank actively sends to its clients. The clients are also allowed to send payment information on-line to the bank, thus realizing a closed loop information exchange between the bank and its corporate clients.

·Timely reflect changes in fund on accounts to facilitate corporate fund management and decision-making.

·With standard data port to realize on-line connection to internal corporate finance system or ERP system.

·Enhanced interaction between the bank and its corporate clients to best support corporate business operations.