As a typical means of operation in the Network Economy, e-business is changing the mode of functions in our social economy with its extraordinary speed and influence. The key to success of e-business lies in the organic synthesis of information super highway and business elements such as credit certification, transfer of fund, and logistics service, which puts together each and every independent link in e-business, and forms a complete trading process that has diversified demands from the clients at its center.

Among the many economic entities involved in e-business, banks are blessed with unique advantages to play the key role as resources integrators for network economy. Understanding the time and trend, following the development of network economy, the China Merchants Bank now explores new types of e-business modes based on its advanced computer networking technologies, in an effort to provide universal and high quality solutions for both e-business and e-government.

E-business solutions

·	Establishment of a portal website for e-business, centralized management of B2B customers, provision of an inquiry platform to customers.
·	Electronic processing of accounting affairs, in which all settlements are done through electronic approaches.
·	Establishment of payment information ports linking the bank and its B2B customers to closely associate electronic settlement and pertinent trading processes. All parties involved in the transaction are able to track down in a timely manner movement of funds to guarantee the effectiveness of business activities.
·	Effective connection to internal systems in enterprises to realize e-business throughout the enterprises.

E-government Support Solutions

Bank-Custom Express – Electronic Port On-line Payment
An auxiliary service item to Electronic Port, which is connected to the bank' s business system through the custom system and the public data center. It completely changes the conventional means of imports and exports taxation payment, and provides accurate, convenient and fast on-line tax and fee payment services to corporate users. It helps enterprises shorten their custom declaration process, promotes trade efficiency, reduces trade cost and accelerates export tax rebating.

Bank-Tax Express – Electronic Tax Declaration

·	Reduction of tedious procedure for corporate tax declaration through direct network linkage between banks and taxation authorities, and synchronize electronic tax declaration and payment to improve work efficiency.
·	Realize "one-stop" governmental service for enterprises, and promote the development of e-government in China.

On-line L/C Solutions

·	On-line letter of credit service is based on valid contracts signed by two trading partners, in which, the payer file a request through the Internet for its bank to establish a L/C, and the L/C and pertinent notices are also transmitted on-line. The bank transfers the amount due to the beneficiary by bills that match the L/C.
·	A solution to the credibility issue between two trading partners, which turns commercial credit into bank credit, thus breaking the bottleneck of credibility during a B-2-B e-business process. It operates more effectively and safely.
·	Provision of universal data ports for convenient interconnection between on-line trading platforms to support B-2-B e-business.
·	Integration with ERP systems at the enterprises to build e-business platforms that will improve their corporate operation process and enhance the efficiency of their supply chains.