"On-line Corporate Banking" is an important component of the China Merchants Bank's On-line Banking Service – "All-in-one-net." It connects the clients' computer terminals to the mainframe computer at the bank through the Internet or other pubic information network, thus realizing the bank's promise to deliver corporate banking services directly to the clients' office, residence, or any place where the clients are. The clients are therefore able to enjoy the China Merchants Bank's services without transporting themselves to other locations.

Self-confident Because of Maturity

China Merchants Bank has always been caring about  the needs of its clients, pursuing a route to be a technologically advanced bank. Since On-line Corporate Banking service (version 1.0) was first introduced in China in 1998, it has  steadily improved in terms of system process, operational mode and function structure, and further renovated in terms of backstage supporting technologies. After several rounds of upgrades, On-line Corporate Banking is still the leader in the field of domestic on-line banking service. Now, the bank proudly presents On-line Corporate Banking version-4.0, more improved and mature than ever. It well reflects the comprehensive advantages of the China Merchants Bank's On-line Corporate Banking service, as well as the development trend of on-line banking service. It pursues a win-win result for both the bank and its corporate clients, and helps its client realize optimized values, face their challenges with more confidence, and grow steadily amid competitions.

Extraordinary Advantages

On-line Corporate Banking Version 4.0 enriches the contents of the China Merchants Bank's "Dianjin Fund Management" service system. It is a promotion for, and a development of "Dianjin Fund Management" brand.  Its extraordinary advantages can be summarized as follows:

The bank sticks to its service philosophy of "grow together with the clients," and provide customized on-line corporate banking solutions to cater for the diversified modes of management in the enterprises. The bank is capable of developing tailor-made combination of on-line corporate banking functions upon a whole variety of demands of its corporate clients, making efforts to facilitate the clients' rational allocation of their internal resources, quickly adapting to the development in network economy, and turning them into experts in on-line fund management.

On-line Corporate Banking Version 4.0 is a full exhibition of the China Merchants Bank's core competitiveness marked by continuous innovation. Based on its brand new corporate banking platform, the bank introduced a series of business functions that were the first of the respective kinds in China, making its product line more complete with all-around functions. Bank-corporate interaction is becoming smoother and broader.

Carrying on the high security feature of previous versions of On-line Corporate Banking service, thanks to the adopted digital certification security mechanism, the new version of On-line Corporate Banking service only requires digital signature on transactions involving sensitive amount of funds, business authorization thus made more convenient and flexible. Moreover, the system is in real time connection with the modern settlement at the People's Bank of China, which results in much higher speed and more efficiency for trans-regional fund maneuvers and group corporation fund management.

Brief History of On-line Corporate Banking Service

November 1995: The China Merchants Bank released Corporate Client Terminal;
April 1998: The China Merchants Bank released its On-line Corporate Banking Version 1.0;
November 1999: The China Merchants Bank released its On-line Corporate Banking Version 2.0;
September 2000: The China Merchants Bank released its On-line Corporate Banking Version 3.0;
April 2002: The China Merchants Bank released its On-line Corporate Banking Version 3.8;
October 2003: The China Merchants Bank released its On-line Corporate Banking Version 4.0.