Product Profile

The financial institutions such as insurance companies and postal saving banks, which have the qualification for negotiated deposit, sign the agreement with CMB and deposit a certain amount of funds for a certain term with agreed interest rate.

Product Advantages

ü      Funds safety. CMB has adequate capital, stable operation, and a sound reputation.

ü      Relatively high income.

Service Flow

(1) Financial institutions open inter-bank deposit account in a CMB branch with Financial Business License and other relevant documents.

(2) Both sides reach an agreement on the term and interest rate of the deposits, and sign the relevant agreement.

(3) Deposit the funds.