Advance encashment of discounted bill at buyer's cost refers to the service in which the payer (buyer) presents a banker's acceptance draft or a commercial acceptance draft that has already been applied for discount by the beneficiary (seller) at the buyer's interest cost to the bank prior to due date for advance encashment.

Service Advantages
1. Reducing idling funds at enterprises;
2. Maneuver of fund anytime with higher efficiency for fund use.