Corporate clients may apply loans from the bank with its own moveable estates (commodity and raw materials) or moveable estates held by the third party as mortgage (hypothecation).
The mortgage (hypothecation) should satisfy the following requirements
1. Indisputable proprietary right;
2. Easy to be liquidated;
3. Stable market price with little fluctuation over a relatively longer period of time before
loan application;
4. Fit for long-time storage, not easily deteriorated in quality or out of style.
Features and Advantages of Service
1. Providing convenience of financing to satisfy corporate demand for short-term funds;
2. Promoting innovation in means of credit service.