Buyer's Credit
A special loan that the bank offers to eligible equipment purchasers, for the purpose of buying large-scale complete sets of equipment manufactured by the provider who signed the buyer's credit contract with the China Merchants Bank.

Seller's Credit
A special loan that eligible equipment providers apply to the China Merchants Bank for the purpose of manufacturing quality, advanced and fit-for-sales large-scale equipment. The provider collects its payment for goods by installment to facilitate its sales.