If you have a total deposit and wealth management program worth over RMB50,000 (inclusive) at CMB, you can apply for a pledge-free credit loan after completing simple formalities.
The total personal assets include time and current deposits, funds, financial products, insurance and trust.
·If you are the CMB wealth management customer, you can apply for a pledge-free loan.
·The amount of the loan is up to RMB3 million.
·The longest term of the loan is 2 years.
·The loan can be used for multiple purposes such as car purchase, house décor, traveling and shopping.
·The credit card users can enjoy special discounts at specific stores and bonus points obtained by users can be exchanged for gifts.
All the contents stated above are for your reference only. Please consult the local branch of China Merchants Bank for further information. China Merchants Bank reserves the ultimate right of interpretation for the contents in this page.