If you want to apply for a pledge-free loan for all types of consumption, please choose:
CMB existing loan borrowers
CMB private banking customers, Sunflower and VIP credit card users
Government and public utility employees including public servants, teachers and doctors
Employees of leading companies
Other prime customer of CMB
Each applicant can be granted with a loan of RMB3 million at most, with the longest term of 2 years, after completing simple formalities.
Materials to be provided:
1. ID card and marriage certificate
2. Property ownership certificate
3. Domicile certificate [Provide one if there are several]:
Water, power, gas, telephone or property management fee bill
4. Income certificate [Provide one if there are several]:
Salary certificate/bank transaction record/income tax roll/social security record/others
5. Borrowing purpose certificate: transaction certification materials
All the contents stated above are for your reference only. Please consult the local branch of China Merchants Bank for further information. China Merchants Bank reserves the ultimate right of interpretation for the contents in this page.