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personal car loan
 
If you want to apply for a loan to buy a car and save the warranty cost, please choose the superior car loan.
It is applicable for CMB prime customers. Applicants do not need to bear a warranty cost or insurance and can enjoy low interest rates.
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    Applicable for:
CMB existing loan borrowers
CMB private banking customers, Sunflower and VIP credit card users
Government and public utility employees including public servants, teachers and doctors
Employees of leading companies
Other prime customer of CMB
The amount of each loan is up to RMB2 million and 80% of the car's price. The longest term of each loan is 5 years.
If you want for apply for a loan to purchase a car, please choose the easy-to-borrow car loan.
It is easy to apply for and is applicable for all car buyers. Thanks to our partnership with professional guarantee and insurance companies, you can apply for a large-amount loan to buy a car.
The amount of each loan is up to RMB500,000 and 80% of the car's price. The longest term of each loan is 5 years.
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    Applicable for: all customers
Materials to be provided:
1. ID card and marriage certificate
2. Domicile certificate [Provide one if there are several]:
Water, power, gas, telephone or property management fee bill
3. Income certificate [Provide one if there are several]:
Salary certificate/bank transaction record/income tax roll/social security record/others
4: Borrowing purpose certificate [can be provided after the loan is granted]:
car purchase contract/agreement; down payment invoice/receipt
Note:
All the contents stated above are for your reference only. Please consult the local branch of China Merchants Bank for further information. China Merchants Bank reserves the ultimate right of interpretation for the contents in this page.