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About CMB's Credit Cards
 
1. Overview
Between December 3, 2002 - when CMB issued the first global standard dual-currency credit card in China - and December 2009, CMB had issued over 200 credit card products, positioning it as the largest credit card issuer in China.
Based on the service philosophy of "We are here just for you", CMB Credit Card Center continues subdividing our customer base to provide credit cards for various customers. Currently, CMB's credit cards can be divided into private and business cards.

2. Private Credit Card
a) Standard credit card
i. Bankcard standard credit card
  • 1)
    Visa/Unionpay dual-currency card, MasterCard/Unionpay dual-currency card, and Unionpay single-currency card, including gold and classic cards.
  • 2)
    Prominent brand, standard choice for CMB customers
ii. HE card
  • 1)
    Visa/Unionpay dual-currency card and Unionpay single-currency card, including gold and classic cards
  • 2)
    The brand embodies the Chinese notion of harmony.
  • 3)
    It is the prime choice for CMB credit card users.
b) High-end products
i. Infinite credit card
  • 1)
    CMB is the first Chinese bank to release high-end credit cards and Visa/Unionpay dual-currency cards.
  • 2)
    Highlights:
CMB Infinite credit card users can enjoy a package of privileges designed for business travelers, covering luxury hotels, air-travel accident insurance worth RMB30 million and travel insurance worth RMB4,000, global emergency medical aid worth up to USD2 million, access to VIP airport departure lounges and nationwide 24-hour roadside assistance.
CMB unlimited credit card users enjoy a series of golf-based privileges, including 6 VIP-exclusive invitation tournaments a year, 6 free rounds a year at 30 first-class golf clubs, exemption from green fees from Monday to Friday with 1,000 bonus points, and free practice at driving ranges in more than 30 cities nationwide.
CMB also provides various health care privileges including health checks at well-known medical centers; free dental services at leading dentists; free VIP appointments and guidance services at over 100 Grade.
  • 3)
    Class A hospitals across the country; and 24-hour family doctor consulting services.
Infinite credit card holders enjoy free access to membership at gyms in 10 hotels in 5 cities, free parking at department stores across the country, free buffets at five-star hotels, one free night or a 50% discount at hotels, and access to private salons.
Infinite credit card users can exchange bonus points for free air tickets, exclusive special discounts of up to 80% off for products, 10X bonus points for consumption on birthdays, and 5X bonus points for booking a specific tour plan.
Other exclusive services include a 24-hour VIP service hotline, global present booking platform, international private travel assistant, VIP express service channel and high-safety guarantee.
ii. Classic Platinum Card
  • 1)
    Visa/Unionpay dual-currency card
  • 2)
    Highlights:
Extraordinary travel experience: luxury hotel rooms for RMB300 and 100 bonus points;
VIP check-in service at airports in 40 global cities; air-travel insurance worth RMB15 million and travel insurance worth RMB2,000; compensation of up to RMB700 for flight delays; free room upgrades at hotels at seven globally leading hotel groups; preferential car leasing services in over 40 cities in China; and special discounts for international Air China flights.
The card also provides the following:
Access to greens at nearly 30 first-class golf clubs for RMB100 and 100 bonus points; free practice at over 100 driving ranges; and a 30% discount on green fees at 300 global golf clubs
Free physical check-ups at well-known medical clinics, free dental services at leading dentists, free appointments and guidance services at over 100 Grade 3, Class A hospitals across the country
Free buffets for companions at five-star hotels; one free night or a 50% discount at five-star hotels; free cinema tickets at nearly 200 cinemas; 2-hour free parking at ten high-end department stores.
10X and 5X bonus points for booking hotels and flight tickets through the CMB Business Travel Management Platform; 5X bonus points for booking specific tour plans; 10X bonus points for use on birthdays; exemption of master card's annual fee for 10,000 bonus points and exemption of affiliated card's annual fee for 5,000 bonus points; an air-mile exchange program for major domestic airliners and Asia Miles; and discounts of up to 80% off for VIP exclusive products
A 24/7 platinum VIP service hotline; a private international tour guide, global present booking platform; high-safety guarantees; and the CMB VIP express service channel.
iii. Special Platinum Card
  • 1)
    Visa/Unionpay dual-currency card
  • 2)
    Highlights:
VIP check-in service at airports in 40 global cities for 3,000 bonus point; air-travel accident insurance worth RMB5 million and travel insurance worth RMB2,000; compensation of up to RMB700 for flight delays; free room upgrades at hotels run by seven globally leading hotel groups; preferential car leasing services in over 40 cities in China; and special discounts for international Air China flights.
Free golf practice at over 100 driving ranges for 1,600 bonus points; and a 30% discount on green fees at over 300 global golf clubs.
Free health checks at leading medical centers for 7,000 bonus points, and free dental services provided at leading dentists for 3,000 bonus points.
Free buffets for companions at five-star hotels; one free night or a 50% discount at five-star hotels; free cinema tickets at nearly 200 cinemas; 2-hour free parking at ten high-end department stores.
10X and 5X bonus points for booking hotels and flight tickets through CMB Business Travel Management Platform; 5X bonus points for booking specific tour plans; and discounts of up to 80% off for VIP exclusive products.
A 24/7 platinum VIP service hotline; a private international tour guide, global present booking platform; high-safety guarantees; and the CMB VIP express service channel.
Note:
All the contents stated above are for your reference only. Please consult the local branch of China Merchants Bank for further information. China Merchants Bank reserves the ultimate right of interpretation for the contents in this page.