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Mortgage loans for equipment
 
About the Product
The borrower applies to us for a short-term working capital loan by mortgaging its core manufacturing equipment as a guarantee.

Features
1) Extends the scope of mortgage for SMEs that specialize in manufacturing;
2) Revitalizes the borrower’s fixed assets and expands its financing channels;
3) Provides a wide scope of equipment for mortgages to suit various manufacturing SMEs.

Target Customers
Manufacturing enterprises or equipment leasing companies that demand funds to finance rapid growth but lack housing properties for mortgage.

Procedure
1) Select a qualified asset assessment company;
2) Investigate and review the loan request in the same way as other mortgage loans;
3) Register the mortgage with the local government authority;
4) Extend and follow up on the loan (perform more field checks for the loan than for other types of mortgage loans).
Note:
All the contents stated above are for your reference only. Please consult the local branch of China Merchants Bank for further information. China Merchants Bank reserves the ultimate right of interpretation for the contents in this page.