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Fixed Asset Loans
 
Requirements
In addition to the requirements for liquid capital loans, the borrower must meet the following criteria: 
  • ·
    Operates a technical renovation or capital construction project listed under a national or local government plan;
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    Holds a building permit, investment permit and construction permit, or approval documents necessary for imports from relevant authorities;
  • ·
    Has sufficient operating capital to finance business activities after the project is becomes operational;
  • ·
    and Plans to obtain funding at a minimum of 30 percent of the total investment.
Documents Required for the Loan
In addition to the documents required for a liquid capital loan, the borrower must submit: 
A project feasibility report; and
Approval documents and permits associated with the project.  

Features
  • ·
    A variety of currencies including renminbi and foreign currencies;
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    A flexible term, generally 1-5 years but up to 10 years;
  • ·
    A preference for infrastructure sectors such as transport, energy, mail, and telecommunications.
Note:
All the contents stated above are for your reference only. Please consult the local branch of China Merchants Bank for further information. China Merchants Bank reserves the ultimate right of interpretation for the contents in this page.