How would you manage your funds in the banks if you are at home, touring in other cities, or simply reluctant to waste your time queuing in front of the counters? In this case, you have options like Telephone Banking and On-line Banking, but you can also choose a "remote control" mode to have bank staff help you manage your fund. Several local banks are developing a special fund management instrument to meet this demand, while the China Merchants Bank has already introduced for the first time in Chinaa new type of express fund management service. This is reportedly a human-intervened remote bank transaction service through telephone. No matter it is banking services such as transfer of account or remittance, or financial investment services like mutual funds or government bonds, the clients may avail of China Merchants Bank staff's on-line service through telephone. On security issues that many clients are worrying about, the bank said it has taken numerous steps to insure the security of clients' fund. First, the clients have to designate telephone numbers when applying for express fund management service; second, highly effective validation measures are adopted during the process of transactions; thirds, the whole transaction process is recorded on audio cassettes; so security issues are totally out of the question. For instance, Ms Wang has some saving, and is very interested in government bonds and mutual funds. However, she has no idea how to invest as she lacks professional knowledge. With this service, she can dial a hotline number to gain pertinent knowledge on government bonds and mutual funds, as well as operational advises from a bank staff. In case Ms Wang decides to purchase any of these bills, this very bank staff will personally take care of the rest of purchase procedures. In case you are out of town on a vacation but have an urgent payment to a business friend, you can settle it by dialing the numbers, and even it is two o'clock in the morning.